What to Do After an Auto Accident
Regardless of how defensively you drive or how many safety rules you apply inside your vehicles, accidents happen to everyone. Statewide insurance laws are mandated for that reason–to ensure every legal driver is protected. However, sometimes an auto accident attorney in Michigan is still required. Of course, that’s not the first order of business someone who’s just gotten into a car crash should be thinking about. While it’s a good idea to keep a competent legal team in your smartphone contacts, there are other things that need your immediate attention and focus.
What Do You Do Inside the Vehicle?
Stay put! Well, if you’re in the line of danger from oncoming cars or can safely move your vehicle over, that’s fine. But do not leave the scene of the accident. Authorities and insurance adjusters will need to see evidence of the car crash.
Check on the health and injuries of everyone in the car. Start with yourself and move on to each passenger if possible. Call 911 and wait for the police if they say an officer needs to be present. Ask for roadside assistance if your vehicle is inoperable or contact your roadside plan at that time.
Gather Pertinent Information
Take pictures inside and outside of the vehicles. Be sure to get images of the crash point and the condition of all affected vehicles. Take a picture of the other car’s license plate and any injuries as well. Smartphone cameras are fine for this. Someone is likely to have one, so you can easily assign someone else to do that task while you check on other issues.
Collect the name and address of the other driver. Exchange insurance company and policy information. Get written statements and contact information from witnesses. You can also check your insurance company’s online accident checklist to ensure you’re getting everything required to expedite your claim.
Obtain Medical Treatment
If everyone in the vehicle is relatively unharmed, medical treatment may not be an issue. But if the Michigan auto accident involved injuries, you will need to seek medical attention as soon as possible. The cost of any care will be included in the insurance claim. Make sure to keep all medical records for everyone involved on your end as well. Medical care should always be a priority after an accident, especially in the event of severe pain, nausea, or head trauma.
Notify the Proper People
At this point, you’ll need to notify all necessary contacts about the situation. Contact your insurance company. Contact family members who need to be involved–parents, spouses, or anyone who may need to pick you up from the hospital or mechanic. Contact your employer if you need to take time off of work to heal. Follow up with the police if necessary.
Get a property evaluation from your insurer. Even if the accident wasn’t your fault, many insurers will offer to pay a flat fee for your vehicle repairs. Don’t hesitate to get second or even third estimates from a mechanic if those insurance offers are overly low. Also, don’t jump into a settlement from the other driver’s insurance agent. Confirm all injuries have been treated and patients have been released from medical care before signing anything.
Consider Retaining a Car Accident Attorney in Mt. Clemens Michigan
If the Michigan auto accident in question involves any injuries in your vehicle, bills may pile up quickly. You may be required to take unplanned time off work. The lack of transportation may negatively affect your home life. These issues can be addressed and resolved legally so you can relax and heal without the stress of having to do everything yourself.