Personal Injury Attorney – Choosing the Right One
When you are hurt in an accident due to the negligence of another person or entity, you may need the assistance of a personal injury attorney Clearwater to help you recover damages. Whether your injuries are severe or minor, you will face medical bills, most wages and other costs related to the accident. Receiving a fair settlement in part depends on sending an effective demand letter.
What’s Included in a Demand Letter
Outlining what you and your attorney believe is fair to compensate you for the inconvenience of another’s disregard for your safety. The following describes key elements that should be part of any demand letter.
- Relevant Facts – Restate facts surrounding the accident to give your side of the story in simple terms. Avoid injecting emotions or exaggerated statements.
- Statement Explaining the Other Party’s Fault – details how your injuries were the result of the accident. Include evidence that supports the claim.
- Medical Expenses – This portion should include details of where you received treatment, who provided the treatment and total charges.
- Lost wages – This is another detailed listing of your lost time from work, including wages that were a direct result of the accident.
- Other Damages – Include intangible losses such as pain and suffering.
- Total Damages – Demand that the insurance company pay the full settlement amount
Sending Your Demand Letter
Once your attorney has completed the demand letter with all supporting documentation such as the police report and witness statements, you are ready to send the letter. Typically, this does not happen until you are near the end of receiving medical treatment. If the demand letter is sent to the insurance company too soon, you may underestimate how much your medical treatments really cost.
After the demand letter is sent, you can expect any of the following scenarios to happen:
- The insurance company may accept the settlement amount and proceed to settle the claim
- The insurance company may send a counter offer
- The insurance company may decide to deny your claim
Throughout the process, you can benefit from having an attorney not only review your claim, but also represent you. His or her skill and knowledge of the law can present a polished and persuasive demand letter that increases your chances of winning.
Additionally, help from an attorney can make a difference if you are dealing with an insurance company that is not cooperative. Some personal injury claims end up in court where you will want an experienced attorney to argue your case.