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When you are hurt in an accident due to the negligence of another person or entity, you may need the assistance of a personal injury attorney Clearwater to help you recover damages. Whether your injuries are severe or minor, you will face medical bills, most wages and other costs related to the accident. Receiving a fair settlement in part depends on sending an effective demand letter.
What’s Included in a Demand Letter
Outlining what you and your attorney believe is fair to compensate you for the inconvenience of another’s disregard for your safety. The following describes key elements that should be part of any demand letter.
- Relevant Facts – Restate facts surrounding the accident to give your side of the story in simple terms. Avoid injecting emotions or exaggerated statements.
- Statement Explaining the Other Party’s Fault – details how your injuries were the result of the accident. Include evidence that supports the claim.
- Medical Expenses – This portion should include details of where you received treatment, who provided the treatment and total charges.
- Lost wages – This is another detailed listing of your lost time from work, including wages that were a direct result of the accident.
- Other Damages – Include intangible losses such as pain and suffering.
- Total Damages – Demand that the insurance company pay the full settlement amount
Sending Your Demand Letter
Once your attorney has completed the demand letter with all supporting documentation such as the police report and witness statements, you are ready to send the letter. Typically, this does not happen until you are near the end of receiving medical treatment. If the demand letter is sent to the insurance company too soon, you may underestimate how much your medical treatments really cost.
After the demand letter is sent, you can expect any of the following scenarios to happen:
- The insurance company may accept the settlement amount and proceed to settle the claim
- The insurance company may send a counter offer
- The insurance company may decide to deny your claim
Throughout the process, you can benefit from having an attorney not only review your claim, but also represent you. His or her skill and knowledge of the law can present a polished and persuasive demand letter that increases your chances of winning.
Additionally, help from an attorney can make a difference if you are dealing with an insurance company that is not cooperative. Some personal injury claims end up in court where you will want an experienced attorney to argue your case.
Many people out there today could benefit from some personal behavioral improvement. Some have bad habits that are holding them back at work. Others have relationships that could use some professional fixing. Others still have anger management problems that get in the way of the successful execution of personal relationships. When many of these people are confronted with the reality of their situation, they come up with a common and palatable excuse. They say they don’t have enough time or money, citing the often high cost of attending classes and a busy schedule, too. The good news is that the Internet is changing this. With online anger management courses and other online options, it’s easier and cheaper than ever to gain that personal growth.
Online anger classes provide people with the opportunity to learn at their own pace. This movement has been taking hold in all elements of education. Researchers have discovered that when people are given the freedom to learn in their own environment and on a schedule that is comfortable for them, they achieve better results. This is especially true among people who have trouble focusing or those who have social anxiety problems. Because anger problems sometimes cross-manifest with other social disorders, the ability to learn at one’s own pace is critical.
Cost is another factor that sometimes drives people to not get the help they need. Expensive psycho-therapists can charge hundreds of dollars per hour for personal sessions. Group anger management and other therapy sessions may be cheaper, but they are still expensive in nature. With online courses coming to the forefront, the costs have been reduced. People can now affordably make themselves better. With this excuse gone, people are forced to confront the realities of why they are choosing to delay a necessary process.
Whether it’s court-mandated anger management or just something a person wants to do in order to improve, it’s still critical. It’s easy to understand why people put off these processes. Putting one’s self through behavioral improvement classes can be unpleasant and challenging. When there are convenience issues and monetary costs involved, some people can just opt to avoid these classes altogether. The benefits are numerous, though, especially for people who want to live their best life going forward The Internet is making this easier while transforming the world in a way that is sue to have long-term benefits.
According to the American Trucking Association, 3.5 million professional truck drivers are licensed to haul and supply items to appear to our every whim 365 days per year across this great nation. In fact, about 1 in 15 American workers is employed in the trucking industry. Based on expectations of the Bureau of Labor Statistics, job growth is expected to expand 21% for heavy hauls and semi-tractor drivers by 2020. And the industry itself is expected to see a 43% growth in the next few years alone.
Of course, the more large trucks on the roads, the more accidents are likely to occur. Obviously, car drivers can’t avoid highways altogether, and they shouldn’t have to. But accidents involving large transport vehicles are quite different from small passenger crashes, and drivers must take that into consideration before getting behind the wheel of their car. So then, what should you do if you’re involved in a semi-truck accident?
Survey the Damage and Take Pictures
If you’re injured after a collision with a large truck, remain where you are. However, if you’re able to move about, be sure to check on the welfare of any passengers in your vehicle first. Assuming they’re OK or not in immediate danger, begin surveying the damage and taking pictures of the scene. Begin taking photos inside the car if there’s any damage there, and move outside. Pay special attention to any personal property damage and the collision area itself.
Notice and Interview Witnesses
Traffic accidents tend to draw crowds or at least attention. The police will expect eyewitness reports in the event a corporate or company vehicle is involved, and that information can potentially work to your advantage. Of course, it can also play against you if you tend to drive like you own the road. The main culprit of heavy truck accidents is inertia, and the drivers of small vehicles are most often the cause of the collisions.
The average loaded semi-truck weighs 80,000 pounds compared to a 4,000 passenger vehicle. So, while you may need three car distances to stop safely on the highway, a semi needs closer to 100 yards. That’s the distance of a football field. Witnesses can be invaluable sources for the real story and can include other drivers, pedestrians, and even local residents or business owners.
File the Accident Report and Seek Medical Attention and/or Repairs
Be sure to file the report with the police before leaving the scene of the accident even if you don’t know much at the time. You may need to report the accident to the DMV if the damage is excessive. Exchange insurance information with the other driver and be sure to report the accident to your carrier to expedite the case. Any injuries must be checked out by medical professionals as soon as possible. Save all reports, recommendations, and releases.
Keep Quiet About the Accident
The police will need to know what you recall about the accident, but don’t speak to anyone else about it until after you’ve received legal counsel. The truck driver’s insurance company may call and pressure you for information. You are under no obligation to answer questions over the phone. Instead, arrange a physical interview after speaking with a competent Michigan truck accident attorney. Be forewarned that all information provided by you to the insurance company will be recorded and potentially used against you to settle or get out of a claim.
Retain Legal Counsel
Most accidents involving large trucks are complicated and can be incredibly stressful for typical drivers who require their mode of transportation for work and life responsibilities. Once you have medical clearance, make sure you contact a Michigan truck accident attorney to ensure the legal details are handled correctly. Why deal with the extra stress when there’s an easier and more effective way to get right back on the road again?
There might come a time at some point in the future when you find yourself involved in a legal dispute. You might decide to sue a company or an individual. Perhaps you are getting sued by someone. There is also the possibility that you have been accused of a crime. Whatever the case may be, it is critical that you have outstanding legal counsel who can assist you in an effort to win your case. A great lawyer will have the skills to support your case and make the judge or jury rule in your favor. Here are a few of the methods that the lawyer can use to go about doing this.
1. Hire an expert witness who will provide additional testimony to support your case.
Expert witnesses are extremely helpful to lawyers. Their testimony has the power to sway the opinions of the judge and the members of the jury. A person must have a lengthy history of working in a particular industry in order to be considered an expert witness. You will often find expert witnesses being used in a wide variety of cases. For example, a case might contain many very complicated pieces of medical information that the average person would have trouble understanding. An expert witness will be able to explain the significance of this info to the jury while making it easy for them to understand. Expert witness services can give you a better chance of winning your case.
2. Hire a private investigator to gather info that is hard to obtain.
There are many cases where the evidence a lawyer needs is not out in the open and easily accessible. Therefore, it becomes necessary for the the lawyer to find the means to procure the info and evidence that he or she needs. This is often done with the use of a private investigator. Many law firms have a private investigator on their payroll. These people can dig up compelling evidence that has been hidden. Private investigators can obtain phone and computer records. They will also follow people to learn their whereabouts.
3. Having the ability to negotiate is essential for any lawyer.
There might come a time when your lawyer realizes that he or she will not be able to win your case. This is when your lawyer will need to start negotiating with the opposing lawyer to get a settlement for you. Your lawyer’s ability to negotiate will determine if you get a decent settlement. The skill that it takes to negotiate is something that many lawyers do not have. It is not something that can be taught in law school. Either you have it or you don’t.
Bailing out a family member or friend is not something anyone wants to experience. While the entire process can be an inconvenience, it doesn’t have to be frustrating and there are several things you can do to help make the whole thing go more smoothly. Below you will find what to look for when searching for a Lackawanna county bail bonds agency.
Where are they located and what are their hours?
The convenience of the bail agency is a major factor when trying to find a bail bondsman and is properly the first thing you will look at during your search. Some agencies have multiple locations to better serve a large scale, while others focus solely on one city or town. It is almost always better to choose an agency that is nearby since you will need to go into the office to fill out paperwork. As for the hours of operation, bail bondsman should stay open 365-days a year, 24-hours a day. This will give you access to them no matter what time it is.
How is they’re customer service?
Customer service is an important aspect for any business and a bail bonds agency is no different, and it may even been more important since you are dealing with them during a stressful time. Because of this, how they treat you and how well they do their job is a vitally important part of the process. When you walk into the office, do they greet you in a friendly manner? Are they attentive when you are speaking? Do they answer your questions in a knowledgeable and pleasant manner? These are all questions you should ask yourself when deciding which agency to go with.
Are they reputable?
The reputation of the bail bonds agency can tell you a lot about how well they will work for you. Some agencies are well known for their high standards, while others have a long list of dissatisfied customers. You can learn more about their reputation by asking other people in your area if they have any experience with that particular agency. Another option is to search the internet looking for reviews from past clients.
How transparent are they?
How transparent the bail bonds agency is with their pricing and fees is an extremely important aspect to consider. The process can be a complicated one and you don’t want to be under the misconception that you own a certain amount only to be shocked when the finale total is due.