Category Archives: Money and Bank

Understanding Bank Identity Theft

Understanding Bank Identity Theft

Whether you have a hundred dollars in the bank or a thousand dollars in the bank, there is nothing worse then an identity scam that drains your bank account of its funds. Bank identity theft is nothing new in crime but the trend seems to be growing at an alarming rate. Sadly, not too many people know how to protect themselves from bank identity theft and that could be why so many people are being taken advantage of.

Maybe if more people were to understand how to protect themselves, less people would be missing money out of their bank accounts. Something so simple such as allowing your computer to remember your online banking password is enough for bank identity theft to take place. It is never a good idea to let your computer remember or store any of your passwords because your computer always has a chance of being hacked into. .

If that happens, the first thing they are going to try to do is bank identity theft since that is the fastest way to your money. If you have trouble remembering your passwords simply write them down and store them in a safe place.

Other Things to Remember

A lot of people are able to get away with bank identity theft by taking a little amount of money at a time over a long period of time. If you are one of those people who have a hard time trying to remember to balance your checkbook, you may not find it odd that you are missing ten dollars here or twenty dollars there. By being proactive and logging all of your banking activities, you will have a much better chance at noticing a problem taking place.

Then, if you notice something odd, you can contact your bank and they can put a freeze on your account so it cannot be broken into any longer. Never leave your checkbook or debit card lying around because that gives people the chance to write down or copy your banking numbers. With the wonderful world of the Internet, a thief does not need to actual card or check to purchase things online.

All they need are the numbers for bank identity theft to work in their favor. Before you know it you will be completely out of money and they will all sorts of new things thanks to your lack of bank identity theft knowledge. So be careful and be proactive so that you never have to face such a situation in your life.

If you love this article, you will also love another article written by this article’s author on and .

Secret Offshore Bank Account – Is It Possible

Secret Offshore Bank Account – Is It Possible

Secret offshore bank accounts are the stuff of legend. This article intends to debunk some of the myths about secret offshore banking by setting out what is and isn’t possible.

1) It’s impossible to open an offshore bank account without first somehow identifying yourself. This means sending a notarized copy of your bank account/passport details to the bank or intermediary.
2) Most offshore banks will also require a reference from a bank at home.
3) If you open an offshore account in the name of your offshore company, you still need to provide all the formation documents, and the name and address of a real person. No bank will let a faceless entity open an account without pinning it down to a real person.

So how is it Secret?

Well, the reasoning behind all this, is that if you open an offshore account the bank may let you have a ‘number’ rather than a name. This so called ‘numbered account’ allows you to send wire transfers without third parties knowing who you are. An account in the name of a company will do a similar thing, allowing you to send and receive payments almost anonymously, because the company name rather yours will show up on all transactions.

The problem is, this doesn’t shield you from government inquiries. If for example a government authority suspects you of having an undeclared offshore account, that you are hiding money from your spouse or otherwise engaged in funny business they can go to the country or bank in question and request your details. While some countries will reject the majority of these requests others are more pliant.

Switzerland and the Cayman Islands are two in particular that co-operate with US and EU authorities. Although both have strong bank secrecy laws on paper, these are not so closely followed in practice. Swiss banks UBS and Credit Suisse have made headlines recently over IRS investigations into US held offshore accounts.

The truth is, if you really want a secret account you may have to look further than ‘traditional’ tax havens. That means jurisdictions without tax-information exchange agreements or other links to high-tax countries.

Another option is using an offshore bank account alternative. This could be (for example) sending your funds to a trust company which then opens a bank account for you in their name. Although this is also not 100% foolproof, it does offer another level of privacy in the same way that an offshore company will shield your identity.

Whichever option you choose to take, it pays to follow some ‘golden rules’ of privacy:

1) Limit the number of people who know about the offshore bank account to as few as is humanly possible.
2) Fund the account with a cheque or western union transfer, rather than by wire from your home bank. 3) Never send funds directly back home from the offshore account.

Good luck!

Good Ways To Pick License Money Lender Malaysia

Good Ways To Pick License Money Lender Malaysia

A lot of people look ahead to surviving in their own homes. Sadly, may possibly not be always easy for us to get a home that comes at a high price. In that situation, obtaining a lower rate personal loan or housing loan from your respected loan provider could be a good plan.
Nonetheless, prior to deciding to contact any mortgage lender, getting specifics of certain issues is important. This will help to adopt informed decision about housing or lower rate personal loan Malaysia.

1.Define the property type that you would prefer to acquire the loan. Finding out this matter is important due to the fact some lenders offer loans for all sorts of properties, although some follow certain property types-such as readymade homes and even properties which can be being built.

2.Get hold of your selected creditors to obtain information regarding loan eligibility criteria. For optimum results, decide on a license money lender Malaysia who gives you lower interest rate loan. This kind of strategy will assist you to meet your goals, without having getting you under financial pressure.

3.2 kinds of interest levels are available for borrowed capital. Such as floating and fixed. Typically, the set rate continues to be the same during tenure of the loan. Nonetheless, sometimes, the fixed rate may possibly change, after having a certain reason for time. To keep secure and safe, enquire about your best loan provider regarding it. Should you be intending to choose floating interest rate, make certain that floating rate of one’s selected provider possesses a downward trend during the last few years.

4.Some providers charge applicants using a non-refundable fee for screening personal or home loan application. Weigh it up that paying this fee will not ensure acquiring the loan.

5.Aside from the processing fee, you might need to pay extra fee, in case you want to switch your interest plan. To accept the right decision, obtain your loan provider to offer right information. This may provide you with satisfaction.

Getting information regarding these complaints before submitting your loan application is needed you in financial planning and enable you to moderate your expenses. For optimum results, choose a license money lender Malaysia who is aware of your financial requirements and supplies you with sensible and flexible lower interest rate loan.

Allahabad and Corporation Bank

Allahabad and Corporation Bank

In today’s time, banking sector is flourishing at a high pace. Many private and public sector banks have opened all over the country. These banks ensure easy and safe access to money for the general audience. With the opening of banks, there has been a high demand for trained professionals in the banks. The banks have to offer a large number of job opportunities. However, the most coveted job opportunity offered by the banks is of a bank po. A bank po refers to bank probationary officer. Many banks conduct exams for the recruitment of this job. Many banks have released forms for bank po in 2011. Allahabad bank and corporate bank are two such banks, which conduct these exams every year and recruit many suitable candidates.

Allahabad Bank PO Recruitment: Allahabad bank is one of the most reputed banks of India. It recruits candidates for the post of bank po, purely based on their performance in the exams conducted by the bank. Online registration is done for the exams. Many candidates appear for the exams, however only a few a short-listed and reach the interview level. The eligibility criteria for the exam are: Candidate should be a citizen of India. The maximum age to apply for the post of bank po is 30 years. Candidate more than 30 years of age are considered ineligible. The candidate must be graduated from a government university. A minimum aggregate of 55% is required to apply for the post of bank po. Bank po work usually deals with working on the computer. Therefore, a diploma in computer operation is required to appear for the exams.

Corporation Bank PO Recruitment: Corporation bank is one of the most nationalized banks of India. It also conducts examinations for the post of bank po. For this year, opening date of online registration is first week of May 2011. Like other banks, corporate bank also recruits based on the result of the exams. The candidate must be more than 21 years of age and less than 20 years of age in order to apply for the respiration of the bank po exams.

The selection criterion for corporate bank is: The written exam will comprise of objective and descriptive questions which include the following: English language test Quantitative Aptitude test General Awareness on Socio- Economic test Reasoning Ability test

There are two tests, objective and descriptive and the candidate has to pass both of them in order to reach the stage.

The corporation bank and Allahabad bank are both respectable banks of India. Their recruitment basis for bank po posts is totally unbiased and based on the exam performance. The registration forms for the year 2011 have been released and many students have enrolled themselves for the exam.

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How To Choose Portable Power Bank Distributor

How To Choose Portable Power Bank Distributor

You see when building promotional products you have to figure out a way to build them the right way. This goes the same with portable power bank distributor. If you think about it, when figuring out how to make the most of this promotional merchandise, then you best have to check the right portable power bank distributor.

The Power Bank

The portable power bank is the best product there is out there when we talk about promotional merchandise that is able to cater thousands of people at an affordable price. If you want to get into the best deals with promotions, then you best have to consider the right product. As this product caters millions of people who use smartphones, then this product is indeed for you and your company. It is quite easy to start your promotions with this product. If you are interested in getting the right results, then you should know some aspects about it, which will help in choosing the right portable power bank distributor too.

The Quality

When it comes to power banks or basically to any promotional product, it is important to check the quality of the product. It is basically your key for them to be memorable. There is no point in giving a portable power bank that does not last for a day or a week. You cannot promote properly with that case. That is why you should have to focus on building quality items and products that last so that they can do their job properly.

The Customization

For you to truly appreciate a product, you have to consider the customization. With customization you turn the products into a very wonderful item for you will be able to entice a lot of people. So you are not just attracting them with the usefulness of the product, but also the looks of it. Looks can be deceiving but with promotional merchandise, you have to make sure that these looks really get the people you wanted! This is the sugar coating of your promotions and you should do it right. A great portable power bank distributor is able to provide you the quality results for this.

The Price

There are a lot of prices to consider when you are offering quality items these days. If you want a portable power bank, you very well know that it will cost you. But the thing is, you can find great deals if you get them from the right supplier or manufacturer. If you are able to find the right supplier, you will be able to get the best results possible.

Now with those three aspects above, you are now ready to choose the portable power bank distributor. How you ask? It is through the above aspects that you will be able to formulate a checklist to consider whenever you are scouting for a supplier.

Earn Money By Promoting Cpa Companies – Make Money Online Through Cost Per Action

Earn Money By Promoting Cpa Companies – Make Money Online Through Cost Per Action

Make Money By Promoting CPA Companies

Many times people are asking frequent questions that . Many sites are promoting campaign to make millions through online website and also explain the ways to earn money. This is a big network and marketing channel to promote the products across the world and as an online promoter of the products, you can be the part of this online multi level marketing channel. You can do the promotion of the other products on your site. Even if you dont have your own online presence in form of the website, you can get register with some of the space provider company where you can define your webpage with the easy to use site building tool and propagate your products and other concerned sponsored links on your hired web page. CPA promotion is one of the best ways to earn fast online money. CPA means Cost per Action. This means you will get paid for various activities done on your website through visitors like completing survey, subscribing for newsletter and filling a basic form such as name, address, email and other details etc.
Many CPA companies conduct the above activities on behalf of their clients. There are some well known companies like Inuvo connects advertisers and publishers through affiliate marketing platforms based on pay per performance that gets advertisers more quality leads and clicks. guppymedia.com provides Premium online performance and affiliate network for advertisers, publishers and networks. With presence in over many countries worldwide and offers lead generation, email marketing, mobile marketing and affiliate marketing as a whole is delivered on a global scale. Another CPA companies like linkshare offers affiliate marketing programs and marketing channel. Lazy Profits is an affiliate network with hundreds of offers, focusing mainly on email and ZIP submits. The IDzMedia Publisher Program is an actively growing affiliate network that delivers one million plus leads to its merchant partners every month. Whether you’re looking to increase the ROI for your campaign or maximum revenue for your adspace, instantdollarz.com is the place for you. Their publishers and proprietary websites deliver quality traffic 24 hours a day via banner, search, email and social media, as well as incentivized and lead generation marketing.

Thus if you want to earn extra money online, on your website is really good way to earn money from your website. There are other alternatives for making money through websites to , sell resell right products by increasing your website traffic.

Merchant Cash Advance An Alternative to the Bank

Merchant Cash Advance An Alternative to the Bank

Any striving business person or entrepreneur knows that a golden rule to business is that it takes money to make money. When you own a small business, one of the more frustrating aspects of it is to look for some business funding. It is not the easiest process to try and borrow money from a bank. When borrowing money from a bank, generally, you have to fulfill a long list of requirements to get an approved loan. In addition to this, even if you fulfill all of the requirements, in some cases the banks still wont approve you for the loan if they feel your business idea will not work. You also have to convince the bank that your business idea will enable you to pay back the loan in a timely manner.

The good news is that there are alternative sources of financing for small to medium- sized businesses. One of the more popular forms of funding is a merchant cash advance for a business loan. One good thing about this type of loan, is that you are not limited to how you spend your loan. As long as its business related, you are able to spend it on any business related expense. This is not the case for every business loan. The only concern about this type of loan is that the merchant pays back the loan.

What exactly sets this type of loan apart from a traditional bank loan? Basically, whoever is giving out the loan is purchasing future credit card receivables of the business owner. For example, the way it works is a business borrows $10,000 from a provider of the loan. With this, comes an agreement that the business owner receiving the loan agrees to pay interest through their future credit card sales. There are requirements as to how many credit card sales a business owner makes a month. Generally, the minimum amount of credit card sales a business owner must make is somewhere around a minimum of 50 credit card transactions a month and has at least a volume of $5,000 in credit card sales, a business can get this type of a loan as long as they have been in business from the last 6-12 months do not have any bankruptcies or foreclosures. Another good thing about this type of loan is that the business owner is not pressured with any due date to which the money is paid back. As long as the business owner keeps making credit card transactions, than the loan will be paid back on its own. This is generally one of the more popular business loans.

Making Internet Money Can Be Easy

Making Internet Money Can Be Easy

If you are just starting out your Internet Marketing venture you should be warned. It can be a road full of confusion and information overload. You can avoid much of the frusteration waiting for you if you just follow the information offered below.

Education is the first step to great success online. The Internet Marketer can learn to out earn a Doctor in less than one year of study. You can out pace the average Doctor getting into profit by about seven years. Accessing the proper training systems the beginer Internet Marketer can out earn the average Doctor within about a year.

Association is an important second element to getting these kinds of results. The people you associate with can have a profund effect on your business. There are a couple of reasons association is an important consideration. One is mindset. By pluging into a community of successful Internet Marketers you will see with your eyes the potential of this industry. You can not help but pick up on some important skill sets through proper association. By learnig from the leaders you can cut the learning curve in half and generate internet money much faster.

Nothing can help you make money easy online like a proper system. Systems now take a lot of the tedious work out of the proccess of making internet maoney. These systems will do the work for you after you get them all set up and running. All of the top earners in this industry have total automated systems in place. They have learned the proccess of reducing the tediuos work and are able to scale up in the proccess.

Even though this is an industry that your average person can become an overnight success you have to want it bad enough to put in the effort for training and association. Most people are content to stay within their comfort zones even though they will never get anything different in life.

To create real change in your life you must break the chains of mediocrity and the old molds of how it has always been. When the wall of challenge faces many Internet Marketing start-ups amny fail to continue the fight. Your desire for success in this industry must over power the temtation to quit.

The education is always available. If you are serious you will always find successful Internet Marketers that will help by lending you a hand. There are many automated systems that you can access. You can use this advice to help you earn internet money fast but it will all be for nothing if you do not want it bad enough.

In conclusion you can learn how to generate a substantial online income from the comfort of your home. Get your FREE training.

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Importance Of Offshore Banking

Importance Of Offshore Banking

The use of offshore banking is no longer disreputable because the policies are now strictly regulated. Standard bank offshore services may also be ideal for businesspeople and expatriates who usually have to make transactions between two countries. However, offshore banking may not be a viable option for people who have filed for bankruptcy or those who have a tainted credit history.
One of the usual alternatives are offshore bank accounts in Jersey because this area is believed to be one of the most secure locations for such transactions. This is due to its stable local economy and political structure. Also, the Banking Business Law of 1991 is charged with regulating a Jersey offshore bank account. In Jersey, there are hundreds of investment, fund management, and banking institutions. This provides a person with a wide range of entities to choose from, which permit him to opt for the best offshore banking service suitable to his needs. One way to check if the provider is reputable is to make sure that it is regulated by the Jersey Financial Services Commission (JSC). You can verify that a provider is regulated by JSC by checking the list published on the JSC website.
Offshore banking accounts have several advantages over local bank accounts, especially for expatriates. The primary advantage is that anywhere they are, they can easily deposit or withdraw money using these accounts. Another benefit offered by offshore banking is you do not have to transfer your money to your home country or to an onshore bank, for whatever your reasons.
Business men and women who need to work in several countries may also find that offshore bank accounts are ideal for their lifestyle. Offshore accounts may also offer better privacy and security than onshore bank accounts. With offshore banking, it is also easier to handle different currencies. To demonstrate, you may get your pay in a certain currency, deposit it in your pension in another kind of currency, and then remit some money to your home country in your own currency.
The reduction of taxes is another significant benefit of an offshore account. To illustrate, if your home country does not tax foreign income unless you send it home, then it would be best to keep your funds in an offshore account. Offshore banking services provided by a reputable bank may also be more secure than keeping your funds in a local bank onshore. Lastly, an offshore account may provide you with higher interest rates compared to a small onshore bank.

Tips for CBSE Exam and Bank Exam Preparation

Tips for CBSE Exam and Bank Exam Preparation

In of the industries that have helped to prosper the country is Bank and finance industry. Lot of applicants applies for this job through the Bank exam. Every student from commerce stream craves to get into the Banking Industry. Before applying for this, every student has to pass the 12th CBSE Board with first division in order to get into the field the student wants to get into. Usually facing the question paper first time makes the student nervous. Here are some tips given to write during the Bank exams and CBSE board:

Bank Questions paper tips: Practice the Bank clerk question paper before actually writing the exams. This makes one known to the kind of questions asked. The bank exams question papers are easily available on the net; one can easily search for them and solve as many problems as possible. Assessing the pattern of question paper is very important which would help you to prepare. Try to write down the most important topics and do them thoroughly Prepare a time table and follow it A bit of relaxation is important. Don’t exhaust yourself with too much practice so in the end you will not be able to write anything

CBSE board exam question paper tips: Solve previous years’ question papers and solve as many answers as possible Do not ignore your text books. Just remember most of the questions come from your text book, they are just re -framed. Do not go for verbal practice. Write all the answers down. Set your clock according to the exam schedule. It is usually for 3 hours. Try t solve your practice question paper in 3 hours. Meet the concerned teachers and ask all your queries and be clear with all your basics. Pre- board exams are an indication of how much you know. Learn from your mistakes and prepare harder. Plan a schedule and divide the chapters on daily basis.

In order to get a nice job in the Banking Industry, one needs to prepare hard for the bank exam by practicing for the and to be eligible to be able to prepare one need to pass CBSE board exams with flying colors. With the basic tips and practicing of CBSE board question papers, this goal can be achieved easily.

Download Bank exam question papers and at jagranjosh.com for and cbse exams.