Monthly Archives: March 2017

Personal Injury Attorney – Choosing the Right One

When you are hurt in an accident due to the negligence of another person or entity, you may need the assistance of a personal injury attorney Clearwater to help you recover damages. Whether your injuries are severe or minor, you will face medical bills, most wages and other costs related to the accident. Receiving a fair settlement in part depends on sending an effective demand letter.

What’s Included in a Demand Letter

Outlining what you and your attorney believe is fair to compensate you for the inconvenience of another’s disregard for your safety. The following describes key elements that should be part of any demand letter.

  • Relevant Facts – Restate facts surrounding the accident to give your side of the story in simple terms. Avoid injecting emotions or exaggerated statements.
  • Statement Explaining the Other Party’s Fault – details how your injuries were the result of the accident. Include evidence that supports the claim.
  • Medical Expenses – This portion should include details of where you received treatment, who provided the treatment and total charges.
  • Lost wages – This is another detailed listing of your lost time from work, including wages that were a direct result of the accident.
  • Other Damages – Include intangible losses such as pain and suffering.
  • Total Damages – Demand that the insurance company pay the full settlement amount

Sending Your Demand Letter

Once your attorney has completed the demand letter with all supporting documentation such as the police report and witness statements, you are ready to send the letter. Typically, this does not happen until you are near the end of receiving medical treatment. If the demand letter is sent to the insurance company too soon, you may underestimate how much your medical treatments really cost.

After the demand letter is sent, you can expect any of the following scenarios to happen:

  • The insurance company may accept the settlement amount and proceed to settle the claim
  • The insurance company may send a counter offer
  • The insurance company may decide to deny your claim

Throughout the process, you can benefit from having an attorney not only review your claim, but also represent you. His or her skill and knowledge of the law can present a polished and persuasive demand letter that increases your chances of winning.

Additionally, help from an attorney can make a difference if you are dealing with an insurance company that is not cooperative. Some personal injury claims end up in court where you will want an experienced attorney to argue your case.

The Internet Opens Up Opportunities for Personal Growth

Many people out there today could benefit from some personal behavioral improvement. Some have bad habits that are holding them back at work. Others have relationships that could use some professional fixing. Others still have anger management problems that get in the way of the successful execution of personal relationships. When many of these people are confronted with the reality of their situation, they come up with a common and palatable excuse. They say they don’t have enough time or money, citing the often high cost of attending classes and a busy schedule, too. The good news is that the Internet is changing this. With online anger management courses and other online options, it’s easier and cheaper than ever to gain that personal growth.

Online anger classes provide people with the opportunity to learn at their own pace. This movement has been taking hold in all elements of education. Researchers have discovered that when people are given the freedom to learn in their own environment and on a schedule that is comfortable for them, they achieve better results. This is especially true among people who have trouble focusing or those who have social anxiety problems. Because anger problems sometimes cross-manifest with other social disorders, the ability to learn at one’s own pace is critical.

Cost is another factor that sometimes drives people to not get the help they need. Expensive psycho-therapists can charge hundreds of dollars per hour for personal sessions. Group anger management and other therapy sessions may be cheaper, but they are still expensive in nature. With online courses coming to the forefront, the costs have been reduced. People can now affordably make themselves better. With this excuse gone, people are forced to confront the realities of why they are choosing to delay a necessary process.

Whether it’s court-mandated anger management or just something a person wants to do in order to improve, it’s still critical. It’s easy to understand why people put off these processes. Putting one’s self through behavioral improvement classes can be unpleasant and challenging. When there are convenience issues and monetary costs involved, some people can just opt to avoid these classes altogether. The benefits are numerous, though, especially for people who want to live their best life going forward The Internet is making this easier while transforming the world in a way that is sue to have long-term benefits.